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Town officials presented a proposed 2027 budget just above $12.29M, up $77.6K from the 2026 plan, with a smaller tax increase than 2026's ~5% rise.
The added spending was tied to union contract raises and a substantial sewer fee increase from a local utility serving part of Town Of Niagara.
After reassessments and ending a two-tier tax table, the recommended 2027 town tax rate was ~$3.3 per $1K, or $334 on $100K.
General fund spending was projected at $5.846M, while highways, water, sewer, fire protection, and lighting made up the balance across town operations.
Officials said more housing and business development are needed to grow revenue; a hearing was set for October 20, with approval due by November 20.

These loans can open homeownership sooner with 3.5% down for stronger credit, flexible standards, possible gift funds, and often lower rates than conventional mortgages.
Eligibility still matters: scores can start at 500, 580+ qualifies for 3.5% down, lenders prefer 43% DTI, stable 2-yr income, and owner occupancy.
Plan for costs beyond the down payment: closing costs often run 2%-6%, plus a 1.75% upfront insurance premium and yearly insurance afterward.
Tradeoffs include primary-residence rules, appraisal and property standards, lower loan limits, and tougher competition against cash offers, but buyers may build equity sooner.
Compared with conventional options, these loans can suit limited savings or imperfect credit; shop multiple approved lenders, compare fees, and review refinance flexibility.

Affordability made buying tough in 2026 as mortgage costs and ownership expenses stayed elevated, pushing many renters to delay plans without erasing ownership's long-term appeal.
Owning still offered stability, control, tax advantages, equity growth, borrowing power, rental income options, and fixed principal-and-interest payments while rents typically kept climbing.
The long-term case centered on wealth building: mortgage payments acted like enforced savings, homes historically appreciated over time, and ownership often strengthened roots and community.
Renting often fit short timelines, mobile lifestyles, lower upfront costs, easier downsizing, fewer maintenance burdens, and downtown living where buying was less practical.
For buyers ready to settle down, tougher conditions could mean concessions now, and if rates fall later, refinancing could improve affordability over time.

A mortgage rate is not guaranteed until it is locked, so a rate lock can protect buyers from payment changes before closing.
A rate lock is an agreement with a lender that holds your offered rate for a set time, helping you plan a monthly budget.
If current rates feel favorable and your loan type and payment fit your goals, ask your lender whether locking now matches your risk comfort.
Most rate locks last 30, 45, 60, or 90 days, and longer terms may cost more, so confirm fees and expiration details.
If rates fall after locking, some lenders offer float-down options; whichever path you choose, get the agreement in writing with rate, term, loan type, fees.

Welcome to this massive, fully updated 6-bedroom, 2.5-bathroom turn-key multi family property at 219 Loring Ave, Buffalo, NY 14214, offering nearly 2,650 square feet of pristine living space in the Hamlin Park neighborhood in the heart of Buffalo! Square footage may differ from record per floor plan measurements. Every major system has been meticulously upgraded for total peace of mind, boasting a brand-new roof, all-new energy-efficient vinyl windows, dual brand-new hot water tanks, and a completely updated 150-amp electrical service. Inside, the home shines with gorgeous new luxury tile, fresh vinyl flooring throughout, and a beautifully modernized kitchen complete with brand-new cabinetry. The rare exterior features are a true investor or homeowner's dream, and a spacious 2-car detached garage for ample parking and storage. Some photos does have virtual staging for interior design ideas only. Perfectly located in the vibrant 14214 zip code, move-in-ready gem is an incredible opportunity you don't want to miss!

A lovely covered front porch welcomes you to this great Buffalo city home – a wonderful space to relax and enjoy a warm summer day or evening. Step into the living room with a gas insert fireplace and hardwood floors that flow throughout most of the first floor plus natural woodwork. A charming archway leads to the formal dining room, in addition to the eat in kitchen. There is a nice flow to the living space in this home making it perfect for gathering or entertaining. There are two first floor bedrooms that were opened to each other to allow for a larger, combined bedroom space. It can easily be closed back to provide for two private bedrooms. The second floor features the 3rd bedroom, plus a nice sized attic space with potential for a 4th bedroom and second bath or use for that much desired and easy to access storage. In the basement you will find a half bath, glass block windows, recent hot water tank and furnace in 2010. The roof is approx. 12 yrs old, some recent replacement windows and vinyl siding for low maintenance. The concrete driveway is in great condition and leads a 2-car garage and fully fenced yard. Annual sewer tax is $120.42. There is much to offer in this home for an affordable price!

Nationally, builder incentives have challenged the long-held belief that new homes always cost more per square foot, creating fresh value comparisons for buyers weighing options.
The shift reflected two supply pressures: builders needed to move completed homes, while many owners stayed put, keeping existing inventory tighter and resale competition firmer.
For much of the previous decade, new homes usually carried a premium, but market conditions flipped that pattern as builders cut prices and expanded incentives.
The key takeaway for buyers: negotiation power is strongest where builders hold enough inventory, while areas with scarce construction can still favor resale sellers.
Looking ahead, buyer leverage may depend on how permitting and construction progress, because the current discount could narrow if new-home building slows.